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An uninsurable future

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The U.S. home insurance industry is in turmoil.  For years it has underestimated the risks posed by climate change intensified storms, wildfires, and other natural disasters.  The increased costs associated with rising sea levels, powerful hurricanes, drenching rainstorms, massive wildfires, and more have pushed insurers to the limit.

According to the director of the Climate Risk Initiative at the Center for Law, Energy, and the Environment at UC Berkeley, the world is marching toward an uninsurable future.  Federal Reserve Chairman Jerome Powell predicts that in 10 or 15 years, there will be regions of the country where you can’t get a mortgage because home insurance is unavailable.

Dozens of insurance companies have collapsed or have been declared insolvent in Florida, Louisiana, Texas, and California.  In the period 2018-2023, insurers canceled nearly 2 million homeowner’s policies in response to rising climate risks.   Premiums have skyrocketed in many places, making them unaffordable for many homeowners.

More than 30 states have created Fair Access to Insurance Requirements (FAIR) Plans, which are state-managed programs that provide a last resort homeowners insurance option.  In these plans risks are distributed among multiple participating insurers. 

Some analysts believe that the federal government may have to step in to prop up the precarious home insurance market, much as it did in 1968 when the National Flood Insurance Program was created.  Now that the Trump administration is aggressively rolling back climate initiatives and encouraging more fossil fuel use, we are all going to have to foot the bill.

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How Climate Risks Are Putting Home Insurance Out of Reach

Photo, posted May 13, 2023, courtesy of Kevin Dooley via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio

Clean energy and jobs

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America’s clean energy industry is unquestionably under attack by the Trump administration.  The administration is blocking renewable energy projects on federal lands, slashing clean tech tax credits, and putting in place new regulatory hurdles for solar and wind power and electric vehicles.  During the first half of the year, businesses cancelled $22 billion worth of clean energy projects, which would have created more than 16,000 jobs, ironically mostly in Republican areas.  Federal clean energy tax credits have generated billions of dollars in economic value annually, providing a strong return on investment for every federal dollar spent.

Last year, clean energy jobs grew three times faster than the rest of the economy.  The U.S. added nearly 100,000 jobs in solar, wind, batteries, energy efficiency, grid upgrades, biofuels, and electric cars.  In total, more than 3.5 million Americans hold jobs related to clean energy. 

Clean energy investments create substantial economic growth.  The clean energy transition creates opportunities in manufacturing, engineering, installation, and maintenance.  These new jobs far outweigh job losses in the fossil fuel sector.  Investments in clean energy had been projected to create massive numbers of new jobs and significantly boost the U.S. GDP by 2030, often providing new opportunities for rural communities.

Overall, clean energy has been one of the hottest and most promising job sectors in the country.  Now that clean energy job growth is at serious risk, so is the health of the overall economy.

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More Americans Working in Clean Energy Than as Servers or Cashiers

Photo, posted July 28, 2025, courtesy of Bronx Community College via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio

Global solar power on the rise

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The current administration has essentially declared war on renewable energy.  President Trump stated recently that his administration will not approve solar or wind power projects.  Renewable companies are unlikely to receive permits that were once a normal course of business. Now, the United States is likely to struggle to meet its growing demand for electricity while the world moves ahead with solar power.

Solar power is the fastest-growing source of electricity worldwide.  Installations are up 64% in the first half of this year.  During that period, countries installed 380 gigawatts of solar power, compared with 232 gigawatts in 2024.

China is the main source of the growth.  It installed more than twice as much solar in the first half of the year as it did in the first half of 2024.  Under tremendous administration pressure, the U.S. saw solar installations rise by just 4% year over year.

China’s exporting of low-cost solar panels is driving growth of solar elsewhere, including India and much of Africa. 

China is at a crossroads with energy technology.  For the first time, solar power is not just supplementing coal power, but replacing it.  As a result, Chinese policymakers need to choose between propping up coal – which is an important industry in many cities – and doubling down on renewables, which are a major driver of the country’s economic growth.

The U.S. is currently headed in the direction of trying to prop up the fossil fuel industry and gut the renewable energy industry, with little or no regard for either the economic or environmental consequences.

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Global Solar Installations Up 64 Percent So Far This Year

Photo, posted April 6, 2025, courtesy of Pencils for Kids via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio

Empire Wind resumes

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In April, the Trump Administration issued a stop order for the Empire Wind offshore wind project in New York, pushing the $5 billion project to the brink of collapse.  The project is being built by the giant Norwegian energy company Equinor.  When completed, the wind farm is expected to deliver enough electricity to power 500,000 New York homes.

Equinor had obtained all the necessary permits for the project after a four-year federal environmental review and work had begun on laying foundations for the wind turbines on the ocean floor. 

Interior Secretary Doug Burgum claimed that the permits for the project been rushed and ordered the work stopped.  The stoppage was costing Equinor $50 million a week as well as jeopardizing an additional 1,000 jobs. 

Weeks of intensive interactions between New York Governor Kathy Hochul, Equinor officials, and the White House finally resulted in a decision by the administration to lift the stop work order and allow the project to move forward. 

The collapse of the project would have created major problems for New York.  The state’s grid operators have been counting on the construction of several new offshore wind farms to provide large additional amounts of electricity without producing greenhouse gas emissions.  New York has aggressive targets for using renewable energy.

Empire Wind is expected to have 816 megawatts of capacity.  Another offshore project in New York, Sunrise Wind, which is under construction 30 miles east of Montauk Point on Long Island, would have 924 megawatts of capacity.

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In Reversal, Trump Officials Will Allow Huge Offshore N.Y. Wind Farm to Proceed

Photo, posted August 9, 2022, courtesy of the Scottish Government via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio

A giant plane for giant wind turbines

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Wind turbines have been getting bigger all the time.  Larger turbines have real advantages.  They can operate at lower speeds so they can be deployed in more places.  They capture more wind, so they make more power.  Large wind turbines can have blades more than 200 feet long and even larger ones are on the way.  An offshore wind farm in China has turbines with 400-foot blades.

Giant wind turbines face a thorny problem:  getting the blades to where they are to be installed.  The enormous blades can’t be easily shipped across aging roads and bridges.   Tunnels are too narrow, bridges are too low, and roads can be too tight to allow turns when transporting these massive turbine parts.  Some developers have actually had to build special roads for wind projects.

For nearly a decade, a Boulder Colorado company called Radia has been working on what would be the world’s largest plane.  The WindRunner aircraft would have a dozen times the cargo volume of a Boeing 747.  The WindRunner will be 356 feet long and 79 feet tall.  While its primary purpose would be transporting wind turbine blades, the plane could also be used to aid the military or businesses that are thinking really big.  Product developers often don’t even try to invent really big things because there is no way to transport them.  Radia expects the WindRunner to be rolled out before the end of the decade.

The wind industry is currently facing strong opposition from the Trump administration, but wind energy is not going away and bigger and better wind turbines will ultimately be built and will have to be transported.

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Building the World’s Biggest Plane to Help Catch the Wind

Photo, October 10, 2013, courtesy of Allan Der via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio

A record year for solar and batteries

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According to a recent forecast from the U.S. Energy Information Administration, solar panels and batteries will account for more than 80% of new power capacity installed in the U.S. this year.  The record growth of these technologies is hastening the decline of coal power in this country.

Solar power alone will account for more than half of the country’s new power capacity and most of it will be in Texas and California.

Wind power is expected to provide only 12% of new capacity this year.  Wind is facing rising costs, lengthy permitting, public backlash, and clear opposition from the Trump administration which is determined to stifle its growth.

As renewable energy grows, coal power continues to decline.  The U.S. will retire twice as much coal power this year as it did last year, closing about 5% of the country’s capacity.  Not only are older coal plants shutting down; the remaining plants are generating less power.

One of the most significant changes in technology over the last few decades has been the massive drop in the cost of clean energy.  Solar photovoltaic costs have fallen by 90% in the past decade, onshore wind by 70%, and batteries by more than 90%.  The connection between cost reduction and volume has been very strong:  costs of these technologies have fallen by around 20% every time global cumulative capacity doubles.   Over the past 40 years, solar power has transformed from one of the most expensive electricity sources to the cheapest in many countries.  That trend is likely to continue.  Setting politics aside, market forces generally are the strongest driver.

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U.S. Solar and Batteries Headed for Record Year

Photo, posted December 16, 2024, courtesy of Bureau of Land Management California via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio

A Green Light For Commercial-Scale Offshore Wind | Earth Wise

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The Biden administration has given final approval to a project it hopes will usher in a new era of wind energy in the United States.  The greenlight was announced by the Department of the Interior on May 11.

The Vineyard Wind project intends to install up to 84 huge wind turbines about 12 nautical miles off the cost of Martha’s Vineyard, Massachusetts.  In total, Vineyard Wind could generate 800 megawatts of electricity, enough to power about 400,000 homes.  The construction project will create about 3,600 jobs.  The $2.8 billion project is a joint venture of the energy firms Avangrid Renewables and Copenhagen Infrastructure Partners.

The idea of a wind farm off the Massachusetts coast was conceived 20 years ago but ran into repeated setbacks, delays, and well-funded opposition from waterfront property owners concerned about what will ultimately be the barely discernable sight of tiny blips on the distant horizon.  The Trump administration moved to cancel the permitting process for Vineyard Wind, but the Biden administration revived the project in March as part of its greater efforts to tackle climate change.

Electricity generated by Vineyard Wind will travel via cables buried six feet below the ocean floor to Cape Cod, where they will connect to a substation and feed into the New England grid.  The project is expected to begin delivering wind-powered electricity in 2023.

The Biden administration says that it intends to fast-track permits for other wind projects off the Atlantic Coast and that it will offer $3 billion in federal loan guarantees for offshore wind projects and invest in upgrades to ports across the United States to support wind turbine construction.

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Biden Administration Approves Nation’s First Major Offshore Wind Farm

Photo, posted February 8, 2007, courtesy of mmatsuura via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio.

Restoring Environmental Rules Will Take Time | Earth Wise

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Over the previous four years, the Trump administration weakened or rolled back more than 100 rules and regulations on air, water, public lands, endangered species, and climate change.  The Biden administration has vowed to review these changes and restore the environmental protections that were removed or weakened.

The process of restoring environmental protections generally fall into a few broad categories.  Some changes can happen by executive order.  The President can cancel individual fossil fuel infrastructure projects or reinstate federal protection of specific places.  On his first day in office, President Biden rescinded the construction permit for the Keystone XL pipeline.

The President is also expected to restore federal protection to the Bears Ears and Grand Staircase-Escalante national monuments in Utah, which the Trump administration opened up to mining, logging, and drilling.

However, it could take two years or more to restore Obama-era climate change regulations including limits on emissions, rules on industrial emissions of toxic pollutants such as mercury, and protections on wetlands and waterways.

Reinstating comprehensive regulations on air, water, and climate pollution will take years because the Trump administration, rather than eliminating rules entirely, often replaced them with weaker regulations.  Replacing the weak regulations cannot just happen by executive order.  The process involves scientific and economic analysis, and that takes time.

After four years of shrinking budget and shrinking staff, the Environmental Protection Agency has a lot of catching up to do and will need to prioritize its actions in order to deal with the most damaging consequences of the previous administration.

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Restoring Environmental Rules Rolled Back by Trump Could Take Years

Photo, posted September 25, 2012, courtesy of Tar Sands Blockade via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio.

Environmental Injustice And the Coronavirus | Earth Wise

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Cities and towns across the United States continue to wrestle with the devastating impacts of the COVID-19 pandemic and none have been hit harder than low-income and minority communities.  Places like Detroit, Chicago, and St. James Parish in Louisiana have suffered from decades of economic inequality and pollution in their poorest neighborhoods and many of these same places have experienced some of the highest mortality rates from the virus.

Recent studies have shown a link between high levels of pollution and the risk of death from COVID-19.  Pollution of various kinds are higher in low-income communities and communities of color.  Such communities don’t have a strong political voice so that laws and environmental regulations are not enforced like there are in white, higher-income communities.  Thus, these communities have highways, landfills, factories, chemical facilities, paper mills, and other pollution sources that communities with economic power – and therefore political power – manage to avoid.

People living in low-income communities and communities of color tend to have higher rates of underlying health conditions like diabetes, heart disease, and asthma.  They have less healthy diets – more fast food and fewer grocery stores.  Part of the reason these communities have a higher risk of mortality from COVID-19 infection is that many people have reduced lung capacity as a result of exposure to pollutants.

The Trump administration has been suspending enforcement of environmental regulations during the pandemic.  Communities already affected by environmental injustice will bear the brunt of this decision.  Groups like nursing home populations, meat packers, prisoners and the poor are suddenly highly visible.  COVID-19 is exposing the real differences between the Haves and the Have-Nots in this country.

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Connecting the Dots Between Environmental Injustice and the Coronavirus

Photo, posted May 2, 2006, courtesy of Sean Benham via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio.

A Victory For Clean Water | Earth Wise

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Many of the nation’s environmental laws are under siege from the current administration, but a recent decision by the U.S. Supreme Court has solidified the Clean Water Act’s place as one of the country’s most effective environmental laws.

The case in question was about whether a wastewater treatment plant in Maui has been violating the Clean Water Act by polluting the ocean indirectly through groundwater.  Since the 1980s, the Lahaina wastewater treatment facility has been discharging millions of gallons of treated sewage each day into groundwater that reaches the waters off of Kahekili Beach, which is a popular snorkeling spot.   Groundwater, like any water beneath the land’s surface, can flow into major waterways such as rivers, streams, and, in this case, the ocean. 

In 2012, the nonprofit Earthjustice sued Maui county on behalf of four Maui community groups. Over the years, the Hawaii district court and the 9th Circuit appeals court ruled in favor of Earthjustice.  Last year, Maui County successfully petitioned the U.S. Supreme court to hear the case, which could have endangered the Clean Water Act.

On April 23, by a 6-3 vote, the court ruled that point source discharges to navigable waters through groundwater are regulated by the Clean Water Act when the addition of pollutants through groundwater is the functional equivalent of a direct discharge into navigable waters.

With this ruling, the Court rejected the Trump administration’s polluter-friendly position in the clearest of terms.  According to the opinion, written by Justice Breyer, the Court could not see how Congress could have intended to create such a large and obvious loophole in one of the key innovations of the Clean Water Act.  This is a victory for clean water.

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The Clean Water Case of the Century

Photo, posted June 30, 2018, courtesy of Kirt Edblom via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio.

A First In The Climate Change Fight | Earth Wise

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Under a new initiative, builders in New Jersey will have to take climate change into account in order to win government approval for projects.  New Jersey is the first state in the United States to enact such a requirement, which will leverage land-use rules to control what and where developers can build, and limit the volume of pollution. 

Through executive order, New Jersey Governor Phil Murphy will require the state Department of Environmental Protection to draft new building regulations.  The changes, to be adopted by January 2022, do not require legislative approval, but could face political and legal challenges. 

Climate change is expected to have a significant impact on New Jersey and its 130 miles of coastline.  According to a recent study from Rutgers University, the sea level along the New Jersey coast rose 1.5 feet since 1911, which was more than twice as much as the global average. The sea level is expected to rise by as much as another foot by 2030.  At the same time, some coastal areas of New Jersey are gradually sinking.

The initiative by New Jersey comes on the heels of a Trump administration proposal which would allow federal agencies to not take climate change into account when evaluating infrastructure projects. The federal changes are geared towards speeding up approvals for highway construction, pipelines, oil and gas leases, and other major infrastructure projects.   

In the absence of anything resembling leadership on climate change from the federal government, it remains for states like New Jersey to continue to press ahead.  In addition to the new building initiative, New Jersey also plans to produce 100% clean energy by 2050. 

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Excluding Climate Change From Infrastructure Planning | Earth Wise

With 130-Mile Coast, New Jersey Marks a First in Climate Change Fight

Photo, posted August 27, 2016, courtesy of Rashaad Jorden via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio.

Excluding Climate Change From Infrastructure Planning | Earth Wise

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According to a new Trump administration proposal, federal agencies would no longer need to take climate change into account when evaluating infrastructure projects.  The proposed changes to the 50-year-old National Environmental Policy Act (NEPA) are aimed at speeding up approvals for highway construction, pipelines, oil and gas leases, and other major infrastructure projects.   

Under NEPA, federal agencies are required to consider how their proposed actions would affect everything from water quality to wildlife to greenhouse gas emissions.  They’re also required to understand how rising seas and other consequences of climate change might affect a given project.  These requirements have proven to be an obstacle to projects like the Keystone XL pipeline, for example. 

According to reporting in the New York Times, the administration also plans to narrow the range of projects that require environmental review in the first place.  That could make it more likely for projects to be approved without having to disclose plans to do things like cut down trees, discharge waste, or increase air pollution. 

The administration says that the changes would improve the environmental review and permitting process while ensuring a safe, healthy, and productive environment. Environmentalists say the proposed changes would weaken critical safeguards for air, water, and wildlife. 

The proposed changes to NEPA would revise the rules that guide the implementation of the law, as opposed to amending the act itself.  Once these proposed changes appear in the federal register, the public will have 60 days to comment on them. 

A decision on whether or not to weaken the nation’s benchmark environmental law is expected before November.

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Trump Rule Would Exclude Climate Change in Infrastructure Planning

Photo, posted February 23, 2016, courtesy of Lissy Wild via Flickr.

Earth Wise is a production of WAMC Northeast Public Radio.

California vs. Fossil Fuels

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California has led the way in deploying and committing to clean energy for a long time.  In August its legislature strengthened that commitment by passing a bill to stop using fossil fuels entirely by 2045.   It is the second state to do so, following Hawaii.  The bill still needs to be passed by the Senate and signed by the governor.  Both actions are expected to occur.

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U.S. Offshore Wind Powering Up

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After many years of false starts and delays, the offshore wind industry in the U.S. finally seems to be gaining momentum.  According to the Department of Energy, more than 25 offshore wind projects with a generating capacity of 24 gigawatts are now being planned.  Most of these are off of the Northeast and Mid-Atlantic coasts.

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A Record Drop In Coal Consumption

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Global consumption of coal dropped by 1.7% last year.  This is a major change considering that it had increased by an average of 1.9% per year from 2005 to 2015.   China, which accounts for about half of the coal burned in the world, used 1.6% less in 2016, as compared to an increase of 3.7% per year over the previous 11 years.

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China And India Climate Progress

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China and India have 36% of the world’s population and produce about 35% of global CO2 emissions, ranking first and third respectively in that category.  The United States, with a little over 4% of the world’s population, produces about 16% of global CO2 emissions, good for second place. 

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